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Podcast / conversationQohash· 27 janvier 2026 39 minComplaisantDivertissementNumérique

EP 28 — National Bank's Andre Boucher on Managing AI without Shadow IT Friction

Source d'origine 2 locuteurs

Transcription Whisper (large-v3), avec identification des locuteurs. À recouper avec la source d'origine.

Analyse automatique

Générée par IA — peut contenir des erreurs. Méthodologie

Chapitres

Répartition du ton (temps de parole politique)

Propositif 95 %Attaque 3 %Défensif 2 %

Questions et réponses

Taux de réponse directe : 100 % (directe = 1, partielle = 0,5, éludée = 0)

  • 0:50OuverteRéponse directe

    Qu'est-ce qui vous a amené à passer du monde militaire au secteur bancaire ?

  • 3:50OuverteRéponse directe

    Quelles sont les principales leçons ou compétences que vous avez apportées de votre carrière militaire au secteur privé ?

  • 4:47OuverteRéponse directe

    Quelles étaient les plus grandes différences et surprises lors de cette transition ?

  • 7:28OuverteRéponse directe

    Quels sont les risques les plus difficiles en matière de sécurité des données et de confidentialité ?

  • 8:44OuverteRéponse directe

    Comment équilibrez-vous innovation et gestion des risques avec l'IA ?

  • 11:11OuverteRéponse directe

    Quels sont les nouveaux risques introduits par l'IA générative ?

Temps de parole

  • Invité65 %
  • Présentateur28 %
  • ?7 %

≈ 53,4 interruptions / 10 min (chevauchements et interjections détectés).

Modèle mistral-small-latest · prompt v1 · les citations sont vérifiées mot pour mot dans le transcript ; le taux de réponse directe est calculé à partir des verdicts question par question. Aucun label idéologique n'est produit.

0:03
Locuteur

Hey,

0:04
Présentateur

everyone, and thank you for listening to another episode of The Future of Data Security. Today, we're lucky to have André Boucher, CISO at the National Bank of Canada. André, thank you so much for joining me today. Thanks, Jean, for having me. It's a pleasure to be here. And we've been talking about this interview for a while. You are CISO at National Bank, soon to be CTO, starting in January.

0:24
Invité

Absolutely. It's a great honor to have the trust of the company. National Bank is a very dynamic organization, so happy to do another transformation.

0:32
Présentateur

Very exciting. You have a rich background in the Canadian Forces, NORAD, the Canadian Security Establishment. And I was really curious about that transition from this militaristic intelligence world into the world of financial services and national bank. What can you tell us about your background and how that transition happened?

0:54
Locuteur

I

0:55
Invité

see my career as having really three big parts. I was a technology officer for the first third of my career.

1:00
Locuteur

Technology

1:01
Invité

officer means understanding the technical environment and being able to communicate it, to shape it, to be an actor in that space. Then my middle third career was really about people, leadership, increasingly larger organizations, leadership of larger teams in different contexts. And I was still in the military, so different national contexts, international contexts, seeing the strength of working with allies and the challenges of working with allies. I think this prepared me well for the third chapter. And about 20 years ago, I became the commanding officer of the

1:35
Locuteur

cyber

1:36
Invité

forces, the Canadian forces, cyber forces, which was called something else. And it was, for me, the realization that this was the junction of technology and humans,

1:46
Locuteur

and

1:46
Invité

I fell in love with the idea of being a cyber person and made it my career focus. So the next 20 years is me making coherent decisions about my future

1:56
Locuteur

to

1:56
Invité

be a leader in technology, in cyber security. And when it came time to leave the military, I did this in national security of the government of Canada, did that for a few years, helped create the Canadian Centre for Cyber Security.

2:10
Locuteur

And

2:11
Invité

from there,

2:12
Locuteur

it was

2:12
Invité

a natural path for me to go to private sector and where the cyber centre was trying to help private sector to be at the receiving end of that conversation, which brought me to National Bank.

2:21
Locuteur

So

2:22
Présentateur

it's almost like you were part of a transition in both

2:25
Locuteur

the

2:26
Présentateur

CST with its vision to do more outreach with industry and ultimately yourself

2:30
Locuteur

being

2:31
Présentateur

cast in a key role. I

2:33
Invité

am really

2:33
Locuteur

eating

2:34
Invité

my own pudding, but it creates this relationship where you can actually provide feedback on what and how we could actually work better together, because we all know that cyber security is something that you do hand in hand, not once against the other.

2:47
Présentateur

And as you went through that transition,

2:50
Locuteur

was

2:51
Présentateur

it actually coming from one side of the equation, you know, intelligence, security, cyber command type of affair to the private sector? Was it hand on heart how you thought it was going to be?

3:04
Locuteur

I

3:04
Invité

certainly had no idea of the complexity of private sector. There's a naive perspective when you're in government, at least I had a naive perspective in government, maybe,

3:13
Locuteur

of

3:13
Invité

how private sector is all about

3:15
Locuteur

the

3:16
Invité

bottom line, quick decision making. We understand what we have precisely and we can make investments over investments because it's sharp, it's quick.

3:24
Locuteur

But

3:25
Invité

I joined the bank, a bank is tens of thousands of employees, it has governance, it has regulatory requirements, it's a fairly complex environment. And I quickly realized that it was perhaps my knowledge in governance that would be, and of course, you know, threat actors and the whole threat landscape.

3:43
Locuteur

But

3:43
Invité

my most important two muscles, probably strategy and governance became the key differentiators in that space.

3:49
Présentateur

And talking about that, would you say these were,

3:52
Locuteur

you

3:52
Présentateur

know, the top lessons or skills that you brought from your military career

3:56
Locuteur

to

3:57
Présentateur

the private sector?

3:59
Invité

And it was by accident. It wasn't by design. I didn't know when I left the public sector that the private sector would be looking for this kind of knowledge and experience. But

4:07
Locuteur

as

4:07
Invité

you enter the dynamics of the private sector, you realize,

4:12
Locuteur

you

4:12
Invité

know, the relationship to strategy, the window of strategy is different. We're talking five years, 10 years, two years, one year. Is it really still a strategy? So these conversations are, and they're different from business to business, I believe. Size matters. Regulatory environment matters. So being able to navigate in that, if I go all the way back to my military career, working in NATO, where you have a consensus-based organization versus NORAD, where two partners actually work together to a very clear mandate and mission, totally different governance dynamics. Those are good learnings that can reapply later in private sector.

4:47
Présentateur

And what would you say in that transition were the biggest differences and perhaps the most surprising?

4:53
Locuteur

The

4:54
Invité

accountability that I, or the freedom that I get to have as a decision maker in the organization. There's a lot of trust given in the position of chief information security officer. I am absolutely responsible and accountable for the strategy and its execution. And those words sound pretty simple to announce you. But when you're trying to move 31,000 employees in their own behavior and cyber security, suddenly the execution of your strategy takes a whole new direction.

5:23
Présentateur

Absolutely. And from the bank's perspective, then, what do you think

5:29
Locuteur

is

5:29
Présentateur

the strength that you brought to the table that was most surprising to them?

5:34
Invité

Perhaps the fact that I understand the other side of the conversation, the public sector side of the conversation. We spend a fair amount of time talking to regulators in multiple jurisdictions in Canada and elsewhere. So that ability to see both sides and perhaps have a stronger conversation and be able to start from a point of

5:53
Locuteur

closer

5:54
Invité

to understanding it's never perfect. But I think that

5:58
Locuteur

this

5:59
Invité

was something that perhaps was unexpected at the bank itself. And I think it's become a strength and it's helped us build

6:05
Locuteur

the

6:06
Invité

financial sector works in a concept of three lines of defense. So, you

6:11
Locuteur

know,

6:11
Invité

the actors, the first line of risk with a risk focus and your internal audit, the third line, being able to have a conversation with your external viewers, your regulatory,

6:21
Locuteur

and

6:22
Invité

make these three lines of defense speak a common language to this external body is quite important.

6:27
Locuteur

And

6:28
Présentateur

maybe a double-clicking on that point

6:29
Locuteur

a

6:31
Présentateur

little bit, do you have a lot of communications with the communication security establishment, other partners, which are the ones you work most closely with?

6:40
Locuteur

The

6:41
Invité

communication security establishment's baby organization, the Canadian Centre for Cybersecurity, is a key, and I still believe it's a key organization in our ecosystem. But their mandate, of course, is all infrastructures in Canada, not only the financial sector.

6:54
Locuteur

So we

6:56
Invité

don't speak a lot about other bodies, but the Bank of Canada and the Canadian Financial Sector Resiliency Group under Bank of Canada, which is a partnership that is done with private sector, is quite important and probably my second most important organization

7:10
Locuteur

when

7:11
Invité

it comes to managing the bigger IT and cyber risks.

7:14
Locuteur

Now,

7:15
Présentateur

switching gear to talk about data security and the future of data security,

7:19
Locuteur

I'm

7:20
Présentateur

really interested to learn what are the hardest data security risks, data privacy risks that you contend with,

7:28
Locuteur

and

7:28
Présentateur

how is the landscape evolving?

7:31
Locuteur

Data

7:31
Présentateur

security and data protection is

7:33
Invité

a big topic. It's one that we talk about very regularly, very often.

7:37
Locuteur

It

7:37
Invité

is not one where we have a lot of

7:39
Locuteur

ecosystem

7:40
Invité

maturity. We approach it in different ways. In recent years, we've had a lot of conversations about privacy. Privacy is one aspect of data security in a subset of data, the private identifiers and key information. Super important, but I think those were the baby steps to understanding the landscape of data and data protection, data discovery, data classification, and all the aspects of data management that are crucial for the overall ecosystem of data management.

8:08
Locuteur

I

8:08
Invité

think as an ecosystem, not only the financial sector, but all large and medium enterprises,

8:13
Locuteur

that

8:14
Invité

is

8:14
Locuteur

still

8:15
Invité

a significant challenge because we don't have a common taxonomy, a common way of talking about it, a common way of structuring it. We go back to reference model, to the NIST model, to other similar models, and we look for these common behaviors, but it is

8:29
Locuteur

probably

8:31
Invité

still at its infancy as far as domain

8:33
Locuteur

of

8:33
Invité

security.

8:34
Locuteur

And

8:34
Présentateur

how do you balance the need for innovation, momentum, and the AI super cycle we're in

8:41
Locuteur

with

8:42
Présentateur

risk management and

8:44
Locuteur

different

8:44
Présentateur

frameworks and demands like OSFI, DORA? Yeah.

8:48
Invité

Great, complex question. I'll try to tackle it in a couple of ways. So it obviously touches to data and data protection. Data protection data is my new oil, right? It's my source of value. AI is

9:01
Locuteur

to

9:02
Invité

the risk of being a bit controversial. It's just another technology innovation leap forward. Now it's significant. I'm not underestimating how significant it is,

9:12
Locuteur

but

9:13
Invité

when you take a longer term view of the last 30 years, we've been through these major transformations. So I'm choosing to look at AI that way. So I have my data and I need to protect my data. I have this new tool. What does the tool bring that's different from what I had before its arrival? Speed, mass movements,

9:33
Locuteur

it's

9:34
Invité

more autonomous than any tools. It's not a macro. It's more autonomous than any tools we've had before. So you're going to understand what this tool does as different and see what the impact is on your security posture for your data. AI brings

9:46
Locuteur

more

9:48
Invité

of what we've tackled in the past, but at a different speed, at a different, it's an order of magnitude different than what we had before. So we have to react at the same speed.

9:58
Locuteur

Of

9:58
Invité

course, I would be remiss if I didn't speak of that. There's a threat aspect of that, but there's the opportunity aspect of that as well. So we have to understand both sides, find the right balance and make the boast of what's in front of us.

10:10
Présentateur

So in other words, it's not a major departure

10:12
Locuteur

of

10:13
Présentateur

how risk has been handled and

10:15
Locuteur

all

10:15
Présentateur

the different super cycle is what you're saying. I don't think

10:19
Invité

so.

10:19
Locuteur

I

10:19
Invité

think where AI

10:20
Locuteur

is

10:21
Invité

new

10:21
Locuteur

is

10:22
Invité

it's the relation of the tool with humans. So everything else is yet another technology. It's in fact a SaaS. So my data is going in and spending a few days of vacation in somebody else's environment. What does that mean? Do I know which data is migrating? What am I doing to protect that data? How am I tackling that? That's something we know how to do, right? What's new about AI is when Jean looks at his tablet and suddenly he's presented with information from an AI tool. If that AI is a visual interface or a voice interface, that we're now unsure which one is human and which one is not.

10:58
Locuteur

That

10:58
Invité

dimension we've never tackled before. Impersonations, but to a point where humans

11:03
Locuteur

are

11:04
Invité

challenged and maybe it's impossible for humans to differentiate. That's a new dimension that we haven't tackled in the past.

11:10
Locuteur

And

11:11
Présentateur

what do you see as the new risks that Generative AI have introduced specifically?

11:17
Locuteur

Well,

11:17
Invité

that one exactly. So where we used to do a lot of awareness and training and education and making people aware,

11:25
Locuteur

it

11:26
Invité

will only take us so far. At some point, humans, and we're at that point, humans can't differentiate between a synthetic person or a real person on a call. We've had instances now that are published of people participating in a meeting where synthetic actors are around and the only real human is the one that's being defrauded.

11:44
Locuteur

When

11:45
Invité

that starts happening for real and millions of dollars are getting lost in a transaction, you're facing something different.

11:51
Locuteur

So

11:51
Invité

we need to just take a step back and look at, okay, what can we do about this problem? If humans can differentiate,

11:57
Locuteur

what

11:58
Invité

are the tools that are at our disposal that we can put to this environment? And there are a number of tools. It's easy to say, well, we'll use the AI and find a tool that detects the tool. That's one aspect. There are the tools. You can use regulatory frameworks. You can use collaborative ways. I mean, there are other methods of tackling the problem, but it's a problem.

12:17
Locuteur

Yeah, it

12:17
Présentateur

seems to be like today, AI is introducing a lot of new risks or existing risks that are bigger, higher velocity. I hear a lot of people say, well,

12:27
Locuteur

you

12:27
Présentateur

know, AI is going to solve that. We'll use AI to monitor AI. That's an interesting thought. We have to jump on it.

12:33
Locuteur

I

12:33
Présentateur

think

12:34
Invité

it's true. And maybe the advantage will shift over to the blue team, to the good guys, if we manage to do this, hopefully. But at the end of the day, even if you do this, it's going to take a while because, you

12:47
Locuteur

know,

12:47
Invité

if you've played with AI models, but you can do adversarial AI models and see which one is going to win in the end.

12:52
Locuteur

And

12:52
Invité

when both AI's are learning and getting better and stronger, humans get lost in that battle. We have no chance. I've seen one in the past make a cat and differentiate between a real cat and a false cat in pictures. And both, you know, quickly became so good at what they were

13:09
Locuteur

doing

13:09
Invité

at each other, the two AIs at each other. The human watching the match, no idea. It all looked like cats. They were all cats. So will AI be the tool to do this? Or, for instance, should we mandate that anything that's generated by LLMs or AIs has to have a watermark of some sort or some sort of digital code that is detectable by a detection tool? Maybe. Maybe it becomes a regulatory answer to a problem.

13:33
Locuteur

I don't

13:34
Invité

know yet.

13:34
Présentateur

What's your view on shadow AI? And obviously every consumer nowadays has access to

13:39
Locuteur

amazing

13:41
Présentateur

top shelf systems on their phone, on their computers. Obviously, that's going to breed an expectation at work,

13:47
Locuteur

which

13:48
Présentateur

if tools are not there, people might use whatever they

13:52
Invité

have, right? Shadow IT, as you know so well. Shadow IT has been

13:55
Locuteur

a

13:56
Invité

challenge forever.

13:58
Présentateur

We just changed the letter?

14:00
Locuteur

Well, this

14:00
Invité

is a nicer, more attractive, more appealing tool, more difficult to resist, but it's the same problem. So if my organizations, key players, understand the risks of doing it, that it would be an AI or any other tool. Shadow tool is a bad idea. It creates blind spots to the organization's defense. So you need to tackle it. Now, do you tackle it only with detection and prevention or do you tackle it by making people aware and accountable and then making sure your team is part of your solution, team is part of your security team?

14:35
Locuteur

What

14:35
Présentateur

would be sort of the top three

14:37
Locuteur

pieces

14:38
Présentateur

of advice to think about, tackle shadow AI, maybe for other CISOs listening?

14:43
Locuteur

For

14:44
Invité

CISOs, get out there, talk to your business lines, talk to the people that are actually doing, making your business successful. Make them aware that those decisions they make on the ground will have a direct impact or potential disastrous impact on the business that they want to grow. I think it starts there. You cannot, in a world that changes so fast, I often say at the bank that there are 31,000 participants in the security team and it has to become that. People on the ground, people in our branches, the local decisions, it is so tempting to just go on your phone

15:19
Locuteur

and,

15:20
Invité

you know,

15:21
Locuteur

buy

15:21
Invité

a service for a few pennies or a few dollars a month.

15:24
Locuteur

And

15:24
Invité

that service now is, you know, perhaps

15:27
Locuteur

looks

15:29
Invité

like what you used to, will I be able to deploy detection and protection across all our devices as fast as people can pivot and move around? That's the challenge of the day. And depending, for a bank with larger means, perhaps that's achievable. For a smaller organization or more nimble organizations, imagine the challenge.

15:46
Locuteur

I've

15:47
Présentateur

heard from a lot of CISOs and different people in the industry that one of the best ways to tackle shadow AI is to make sure your organization is at the forefront with offering

15:58
Locuteur

the

15:59
Présentateur

latest and greatest. Do you share that opinion?

16:02
Locuteur

I

16:02
Invité

share that

16:02
Locuteur

with

16:02
Présentateur

you. We

16:03
Invité

took a very forward-leaning approach at the very beginning. We wanted people to be able to experiment. You want to enable that experimentation, that quick learning,

16:12
Locuteur

so

16:13
Invité

that you can take advantage of the actual tools as to be an early adopter. But you have to do this with eyes wide open. You're back to training education for sure. Perhaps if you can afford, and your technology allows it to have an area, a space, a lab where they can actually experiment and do, or an environment where they can experiment.

16:32
Locuteur

And

16:32
Invité

if you don't, then you put more emphasis on

16:34
Locuteur

enabling

16:36
Invité

early some learnings.

16:38
Locuteur

We

16:39
Invité

found, at least that's our experience, we gave folks, you know, allowed tools. People experimented a lot on that. And, yes, there's still always a few rogue experimenters out there.

16:49
Locuteur

But

16:49
Invité

if they have what you're proposing, a platform where they can play and learn and get ahead of the curve,

16:54
Locuteur

it's

16:55
Invité

authorized. They know they're not going to get a headache. A lot

17:05
Locuteur

of

17:07
Présentateur

large enterprises in various sectors are doing

17:10
Locuteur

the

17:11
Présentateur

sandbox, pilots, and some have very good results in specific areas. And I think it's a good approach to try different use cases, see which ones we want to double down on.

17:21
Locuteur

But

17:22
Présentateur

when it's time to scale these pilots to large-scale enterprise deployment, often the data security is not mature, won't scale. There's lots of doubt when it comes to, okay, what sensitive data will be found in a prompt, in a file upload.

17:38
Locuteur

What

17:39
Présentateur

about agentic systems that have continuous unfettered access to a variety

17:43
Locuteur

of

17:44
Présentateur

data sources?

17:45
Locuteur

What's

17:46
Présentateur

your view on that seminal moment

17:49
Locuteur

where,

17:50
Présentateur

okay, this is a great use case, but now we need to scale this from two guys in a basement to

17:55
Locuteur

30

17:56
Présentateur

,000 employees?

17:57
Locuteur

Well, for me, I'm

17:58
Présentateur

a big fan of being pragmatic.

18:00
Invité

There is no perfect world out there.

18:02
Locuteur

As

18:02
Invité

a CISO, I will not close the gates. Well, I guess I could have perfect security if we had no clients

18:07
Locuteur

and

18:08
Invité

no employees.

18:09
Locuteur

That

18:09
Invité

doesn't work so well. If you need to move quickly and adapt quickly, you will have to live with a healthy tension between

18:17
Locuteur

what's

18:18
Invité

allowed and what's available and what's just outside that line.

18:21
Locuteur

It's

18:22
Invité

preparing my team, my platform teams to be there. In fact, internally,

18:26
Locuteur

you

18:26
Invité

have to look at your own

18:27
Locuteur

business

18:28
Invité

lines as clients. So we're enabling through platforms with built-in security and quality, and you are selling to your own business. Consume these products because then you don't need to worry about security. There's a better return of investment right here. If you use other products, you might get early short-term wins, but eventually we will find you. We will lock you down, or we will force you back in this other environment. And that's going to cost you time, pains, and change in client experience. So adopt this one. And maybe that's going to cost you a few cycles of patience, and it will require of us a few accelerated cycles of investments.

19:07
Locuteur

But

19:08
Invité

in the end, the business wins. But it's not going to be magic. It's

19:11
Présentateur

going to be hard work.

19:11
Locuteur

You

19:12
Présentateur

were making me think about something funny.

19:14
Locuteur

You

19:14
Présentateur

know, the innovators that are trying to skirt controls are like, we will find a way. And you're saying, we will find you. We will find you. Eventually, the funny thing about

19:24
Invité

shadow anything. Yeah, yeah. It finds that we will find you. It finds, even if you're not looking for it, at some point it pops up. Either something unfortunate happens, or someone brings it up, glorifies, but somehow they always get discovered. Not because you're looking for them. They just

19:42
Locuteur

show

19:43
Invité

themselves up. It's a risky business. It's a risky business to be outside the business.

19:47
Locuteur

What

19:47
Présentateur

would you say is the sort of top-down appetite and desire for AI in the banking sector? You could use the bank as an example, but

19:59
Locuteur

how

20:00
Présentateur

much pressure do you feel for AI adoption and the efficiencies that it could mean for the banking sector?

20:07
Locuteur

I

20:08
Présentateur

don't know that I would call it

20:09
Locuteur

pressure.

20:10
Invité

I think that's such a huge opportunity

20:12
Locuteur

for

20:13
Invité

significant transformations that will bring

20:17
Locuteur

higher

20:18
Invité

quality, return of investment, quicker to market, customization for client experience. Like, there's so many good use cases.

20:26
Locuteur

It's

20:26
Invité

not a top-down pressure. It's more of a holding back the generated appetite for getting there as fast as possible. So I think back to my providing a platform that provides, by design, the right elements for security and the right experience. It's more about holding back the business than pushing the business. It will be pressure on the platform teams. It will be pressure on everyone. But I don't think it's a pressure. I don't think it's a top-down

20:54
Présentateur

pressure. Maybe a better question to ask is, is there like a board-down strategic imperative on the AI that's like driving top-down? I'm sure there is. But is it more that these technologies are so powerful on their own that there's a groundswell of bottom-up usage and

21:14
Locuteur

both

21:15
Présentateur

at the same time?

21:16
Invité

It's both.

21:17
Locuteur

So,

21:17
Invité

of course, your board, all boards, they're concerned about,

21:21
Locuteur

do

21:21
Invité

you have the right strategy, is the strategy pertinent,

21:23
Locuteur

and

21:23
Invité

are you executing on that strategy? So today, any board is probably asking, how is AI

21:29
Locuteur

part

21:32
Invité

of our strategy, and do we have enough AI in our strategy, or is there too much AI in our strategy? So that's probably a board conversation for all serious big businesses out there. At the same time,

21:42
Locuteur

you

21:42
Invité

have your teams who just want to use and adopt it as fast as possible. So you're a little bit sandwiched between the two because you want to control the upswell of interest, and you want to control that top-down and feed the strategy with the right elements. And like everything in life, you have to make a compromise somewhere as to what makes sense,

22:03
Locuteur

what's

22:03
Invité

an investment, what's

22:04
Locuteur

a

22:05
Invité

potential expenditure that's not really an investment. Differentiate the two and give the best advice you can.

22:09
Locuteur

Talking

22:10
Présentateur

about the board, can you explain when you present to the board

22:13
Locuteur

about

22:14
Présentateur

cyber risks, but in particular,

22:17
Locuteur

data

22:17
Présentateur

security, data privacy, maybe AI governance, how do you go about that, and what type of updates do you provide? Do you have specific KPIs that you could share? The usual

22:29
Invité

conversations historically have been about data loss prevention, having

22:32
Locuteur

a

22:33
Invité

perimeter, a multidimensional perimeter, and those conversations are still ongoing. I think what's most important now, at least what I prioritize,

22:44
Locuteur

you

22:44
Invité

have to know where your data is.

22:47
Locuteur

That

22:47
Invité

sounds so trivial, but data inventory, where it exists, in what form, is the very first and very beginning of a conversation. And you and I have talked about data in unstructured environment, often a huge blind spot for many organizations.

23:02
Locuteur

We

23:03
Invité

spend a lot of time thinking about our structured data and the shaping of that, and that's a challenge on its own, because it needs to now migrate into tools that will add more value to that data. So that would keep people busy, but you need to look at the entire spectrum of data through its life cycle and make sure that data through life cycle is protected,

23:23
Locuteur

and

23:23
Invité

if not, that you can detect and react quickly.

23:25
Locuteur

Yeah,

23:26
Présentateur

it's so interesting, because we were talking for many years, and when we started our business,

23:30
Locuteur

we

23:31
Présentateur

knew for a fact that unstructured data was the lifeblood of the everyday working man, right? Yeah. It's what people use, but

23:39
Locuteur

very

23:39
Présentateur

hard to track, and a lot of organizations I've seen in the early days have tried to create data jails.

23:45
Locuteur

Like,

23:46
Présentateur

hey, we'll put all the data in a jail,

23:48
Locuteur

but,

23:48
Présentateur

man, data wants to be free.

23:50
Locuteur

It

23:50
Présentateur

wants to roll around. Absolutely.

23:52
Locuteur

It wants

23:52
Présentateur

to

23:52
Locuteur

rule

23:53
Invité

the world. Yeah, and you can't stop it. I don't think you can stop it. So you're going to harness it. You've got to give it a place to live that you're comfortable with,

24:00
Locuteur

but

24:01
Invité

data will go, and the human in the loop will create those connectivities that you didn't really want to have, but they will happen, because people are people, and they want to create more value, create more business, and they'll, under pressure, will probably make decisions you wish they would make differently.

24:20
Présentateur

Switching gears and talking about AI use cases in cybersecurity,

24:26
Locuteur

I

24:27
Présentateur

hear a lot about, you know, the autonomous suck, and people have different visions for AI suck analysts. Obviously, many tools are now including AI features that are making things easier from a filtering analysis perspective. What are the real AI use cases that you've seen are delivering

24:48
Locuteur

a

24:49
Présentateur

punch, an impact

24:50
Locuteur

in

24:51
Présentateur

the cybersecurity tool set? I think you almost answered the

24:54
Invité

question.

24:56
Locuteur

AI

24:56
Invité

is appearing in many of our usual tools. So, so far, the bigger benefit is there. A little bit here, a little bit there adds up to quite a bit. The low-hanging fruit is probably in triage and being more effective at finding

25:10
Locuteur

those

25:11
Invité

one-of events. I've always had a dream that's going to sound a little bit like I'm still in

25:17
Locuteur

a

25:18
Invité

monitoring space, but if we could just have a good understanding of what normal looks like, normal behavior, normal behavior of individuals, normal behaviors of data, and keep an eye on it, and then you would probably see what's happening that's not normal, that's unusual. This was a too difficult problem with our historical tools.

25:38
Locuteur

Perhaps

25:39
Invité

with AI, it's something that we can tackle once again and have a look at what can we model, can we actually paint the picture of what good looks like, and find the outliers in that space. And that's likely possible. Now it's a question of getting the data in a space where you can actually look at all your data and do something with it.

25:58
Locuteur

I've

25:59
Présentateur

seen many dimensions where AI can be useful, like in tools, in our own tools. It could be that

26:04
Locuteur

it's

26:05
Présentateur

more dynamic. You can inject dynamism in a set of features where perhaps before,

26:10
Locuteur

you

26:10
Présentateur

know, an interface was like drop-down menus, things like that. Now you can make it dynamic by having natural language queries, like,

26:19
Locuteur

hey,

26:19
Présentateur

I lost the laptop. Here's the MAC address. What can you tell me about it? I think that's very interesting. It makes it more dynamic to leverage existing data sets. I've seen it with speed also, like managing large volumes of data quicker, distill it into what's relevant.

26:37
Locuteur

Maybe

26:37
Présentateur

even, Jean, closing

26:38
Invité

the distance between your threat models, your risk models, and what you're monitoring, and having the tool, not you quarrying the tool, but the tool proposing to you,

26:48
Locuteur

I

26:48
Invité

think these models are appearing in this space in your organization, and put the human in reaction to the tool proposing,

26:56
Locuteur

and

26:57
Invité

as a tool learns, this is a false positive, this is real, this is false, the tool will keep on learning, assisted by humans. So, again, this might be controversial, but human-assisted AI instead of the other way around.

27:08
Locuteur

And

27:09
Présentateur

all of these are leading to, quote-unquote, the agentic AI.

27:13
Locuteur

Are

27:14
Présentateur

you seeing real use cases now of, like, an actual agent querying multiple tools to affect the...

27:21
Locuteur

We're

27:22
Invité

taking

27:22
Locuteur

baby steps.

27:23
Invité

We're taking baby steps. It's not a space we fully master yet. I don't think anybody does.

27:26
Locuteur

It

27:27
Invité

certainly sounds like there's a lot of potential there, but at the same time, being a regulated body, we need to be mindful about

27:35
Locuteur

the

27:36
Invité

models, the principles around what you're doing, being able to demonstrate

27:41
Locuteur

that

27:42
Invité

your decision-making is repeatable and follows the due diligence principles.

27:48
Locuteur

So,

27:48
Invité

for regulatory entities, maybe that's a little more tricky.

27:51
Locuteur

If

27:51
Invité

I had free reigns, there's a lot of potential there.

27:53
Locuteur

I

27:53
Invité

would probably try to go faster and discover what I can do.

27:57
Présentateur

Because, honestly, it's talked about a lot, but I haven't seen,

28:00
Locuteur

besides

28:01
Présentateur

the cool medium article, the lab, you know, the YouTube video, I haven't seen someone really do something large-scale in that space. I think it sounds like true

28:10
Invité

automation and true autonomous automation. But then if it's autonomous, how is it making decisions? Can you demonstrate, will it make the same decision over and over and over, given the exact same conditions?

28:21
Présentateur

Maybe that's a challenge for 2026 and your new role as CTO.

28:26
Locuteur

I

28:26
Présentateur

will take that on.

28:28
Locuteur

Third

28:29
Présentateur

-party risk. We had something very interesting happen to us this year at Coash where

28:33
Locuteur

we

28:34
Présentateur

used Google Workspace and all of a sudden, one day I woke up and it's like AI in the emails, AI everywhere,

28:41
Locuteur

to

28:41
Présentateur

summarize email, to summarize your documents. No opt-in whatsoever, just appeared across the board. And there are many other examples of solutions that you bought as a SaaS of the shelf. And now, oh, there's a magic update and we have LLMs all over. You don't know which models. You don't know where the inference is happening. A lot of hyperscalers don't even have hardware in Canada as it relates to our sovereignty. So, you have to do a global inference zone and all that stuff's happening. I'd love to hear your view on that long chain of third-party risk now that's growing. And what do you feel generally about that? What should be done about it? I'll answer

29:22
Invité

maybe in two ways.

29:23
Locuteur

So,

29:24
Invité

I think the third-party risk management was a challenge, is still a challenge. It's an implied challenge.

29:29
Locuteur

I

29:30
Invité

think all of our businesses are untangling different portions of our business. And so, we're going to become an ecosystem of

29:37
Locuteur

smaller

29:38
Invité

entities kind of highly connected together. That's fantastic.

29:40
Locuteur

But

29:41
Invité

it does amplify the third-party or

29:43
Locuteur

the

29:43
Invité

third, fourth, fifth,

29:44
Locuteur

fifth,

29:44
Invité

seventh, eighth-party risk management

29:46
Locuteur

challenge. But

29:48
Invité

as I was listening to the question and the way you're assembling it,

29:51
Locuteur

I

29:51
Invité

was thinking, Asia is making the case for

29:53
Locuteur

we

29:54
Invité

have a lack of regulations in certain areas of our ecosystem.

29:58
Locuteur

The

29:58
Invité

fact that I can wake up one day and someone has embedded tools and those tools, don't know anything about them.

30:06
Locuteur

Should

30:07
Invité

I be concerned about that? I probably, normally you would announce to me, you would announce to me your upcoming features. I would get a chance to ask you about those features. We would have a conversation about, do I want that feature? Do I want that feature? Which is a little different from waking up one morning and finding co-pilot looking at your email. Just to pick on one supplier. Because you picked on Google, I picked. But it's happening. It's happening. Totally happening. Yes, absolutely. But these are unregulated suppliers, right? So will my regulator now ask me to show due diligence on my supplier and have more explainability perhaps in those tools?

30:46
Locuteur

Maybe.

30:47
Invité

But I'm going to need some levers if I'm to make it. Will contracting be enough to get the transparency that I need? Probably not. So I don't know. I think we're baby-stepping to that

30:57
Présentateur

right now. Have you seen an evolution already of the contracts, different forms where normally, you know, say in a SaaS contract, you'd have to report your subprocessor, your partners, things like that. A whole new section on AI is going to be... We're trying, but we're lagging.

31:14
Invité

I think the whole industry is lagging. This is happening much faster than we can change our legal language. It's almost like an Uber moment, you know,

31:23
Présentateur

let's just do it and we'll deal with this data.

31:27
Invité

Except I sit in a systemically important organization, so just do it doesn't quite...

31:32
Présentateur

No, I mean, those that are doing that, it's almost like they're adopting the Uber, you know, the hell with what the government says or what could happen. Let's just do it because competitively we'll be the first, we'll be the best, right?

31:44
Invité

I think, I know the analogy you're making, but would you rely on Uber to go to emergency if you got sick at home? There's, which is my analogy for, if there's a regulatory requirement, a real pressing need, maybe Uber is not the right model for what we need to get done. I don't

32:02
Locuteur

know.

32:02
Invité

It makes me a bit nervous. We

32:05
Présentateur

were talking about the leadership and some of the qualities that you brought from your service in uniform, your service for

32:13
Locuteur

the

32:14
Présentateur

CST. I'd love to learn more about your style and when you pick your team, what are some of the attributes you're looking for in your lieutenants? What are some of the key cultural elements that you demand from that team? Great question.

32:30
Locuteur

Without

32:30
Présentateur

getting too philosophical,

32:32
Locuteur

there

32:33
Invité

are many, many things we look for as we build a team.

32:36
Locuteur

Every

32:36
Invité

team is different because you have to surround yourself and you have to know yourself a little bit.

32:41
Locuteur

I

32:42
Invité

have strengths and many weaknesses, so I have to complement myself to make sure myself, who I'm surrounded with, and my team amongst itself has the right

32:51
Locuteur

portfolio

32:52
Invité

of skills and strengths put together. The things that I really do value, I believe we work in technology, but everything we do is about humans. So I will certainly have a sharp focus on the person that's being considered in that person's own makeup, ethics, dynamics, style of leadership, experience, what have you. So the individual is very important for me. The technical skills, definitely you look at,

33:20
Locuteur

but

33:20
Invité

most important is the person and what you

33:22
Locuteur

anticipate

33:24
Invité

that person will do in a difficult moment in a difficult problem. And then you have to look at the sum of your people and will they be able to gel together. There's a leadership role in that, but you have to put the right elements together.

33:35
Locuteur

Of

33:35
Invité

all the things I look at, the other thing I would point out is I value experience.

33:39
Locuteur

I

33:39
Invité

value people that don't have a linear career in one thing, but took the time to actually experiment and diversify themselves. I think diversification, taking your time to build yourself, build who you bring to the table is immensely important.

33:57
Locuteur

A

33:57
Invité

little bit to go back to what you said,

33:58
Locuteur

the

33:59
Invité

fact that I spent time in different countries, that I worked in different alliances or in country, outside country. I was an Air Force officer, you were an Army officer, flying things. Those cultures are important. The fact that you learn to work these cultures together, you're learning something as you're doing so within the military, between militaries, between military and government. Then you make that plural. When we work in the U.S., we faced different U.S. cultures, a country of 50 states, probably 50 cultures blended together. So, every one of these experiences enriches who you are as a leader, enriches who you are as a manager.

I think that's a key component of the people you put around in your team.

34:41
Présentateur

And are there specific core values that you think are essential, especially in a high-performing cyber team? You know, accountability would be an example, but

34:51
Locuteur

are

34:51
Présentateur

there others that maybe are part of your signature management system? A strong sense of ethics

34:58
Invité

and mission. A strong sense of ethics and mission. I think we're the good guys.

35:03
Locuteur

I

35:03
Invité

strongly believe we are the good guys. We're doing something noble for society in a fast-changing world. So, that you do it in private sector or in public sector, that you do it in uniform, outside uniform. I think we're all in this together. We are transforming society at a pace that's never been experienced before. So, for me, that's why the individuals on my team have tremendous ethics, tremendous sense of purpose and mission. And then, as you said, then accountable, good leaders, personable, humans, all key components. But it's people first.

35:37
Locuteur

I

35:37
Présentateur

really find that those leaders that put the mission first and everybody sees and believes that decisions they make are always in the best interest of getting the mission done.

35:48
Locuteur

And

35:49
Présentateur

then,

35:49
Locuteur

they

35:49
Présentateur

put their team second and themselves last, really in that

35:53
Locuteur

time

35:54
Présentateur

-tested military leadership model. I really think that works well beyond the world of defense and security.

36:01
Locuteur

Absolutely.

36:02
Présentateur

And I've seen the best leaders always adhere to that simple approach

36:06
Locuteur

with

36:07
Présentateur

great results. You're kind of saying the same

36:10
Invité

thing. Absolutely the same thing. And I'm really impressed to see it in private sector. When I first came to private sector, I was under that

36:16
Locuteur

myth

36:17
Invité

that in private sector, me, me, me, a dog,

36:20
Locuteur

a

36:20
Invité

dog. But it isn't that. There's a sense of cooperation. There's a culture. We have a very strong president with a very strong sense of mission, a very strong vision for the organization. And every one in the 31,000 employees are really well aligned behind that mission and vision. That is what we did in the military. That is what we did in government for national security reasons. And that's what we do in a business, at least, that I'm privileged to work in.

36:48
Locuteur

Now,

36:48
Présentateur

I know you wouldn't change anything in your career. But if you had to give some advice maybe to someone that's new, starting in cyber, what would be the top three pieces of advice you'd give a young, switched on, motivated person?

37:05
Locuteur

Patience,

37:06
Invité

curiosity,

37:07
Locuteur

and

37:08
Invité

trust yourself.

37:10
Locuteur

I

37:10
Invité

think that would be the first three that come to mind. Patience, because I find in many of my conversations, people want to get to the finish line, and they're focused on the finish line. Enjoy the journey. The journey is important. Be curious. Goes with that, right? What should I do next? What's open? Is it interesting to you? Get passionate about it. I give this speech about being lazy. It's not about being lazy. It's about being lazy to do things you don't like.

37:36
Locuteur

Be

37:37
Invité

lazy in a way that you do things that wake you up in the morning that you want to do, and it'll get you there. So I think, to me, those things are super important.

37:45
Locuteur

You

37:45
Présentateur

just made me think about something. When I was a young pilot, one of my instructors said to me one day, you know, Jean, there's only one way you're going to end

37:54
Locuteur

as

37:55
Présentateur

a burning hole in a mountain. You're either lazy, stupid, or arrogant. And I think if you stay away from these three, you're going to be all right. You'll

38:04
Locuteur

have

38:04
Présentateur

no problems. You'll be all right. Great. I mean, that's about all the time we have, and thank you for being on the podcast. If people want to follow you and your work, what's the best place to follow you, André? Besides taking employment at National

38:18
Invité

Bank, you mean? Yeah, besides that. Okay, all right. If you're not already an employee at National Bank, I do have a LinkedIn profile, so you're welcome to join me there. I'd be happy to connect with as many people as possible. We don't compete in security. We work together. So if you're interested in this domain, please, by all means, it's all connect.

38:36
Locuteur

Well

38:36
Présentateur

said. All right. It was great fun to have you. I learned a lot. And hopefully, we'll do a version, too, maybe with a CTO angle in the future. Thank you for having me. Thank you.

38:47
Locuteur

Thank you. Thank you.